Regulatory Posture

Built on a compliance-first foundation

Our regulatory framework is designed to meet the standards required of financial infrastructure, supporting merchants and partners who operate in regulated environments.

Regulatory Status

Current licensing and registration status by jurisdiction and activity type.

Note: Regulatory status is subject to change. This page is updated periodically. For the most current information or to request a compliance pack, contact our team.

UK Financial Conduct Authority

In progress

[Placeholder. Solicitor to confirm registration status, reference number, and applicable activities under the Payment Services Regulations 2017.]

AML / CTF Registration

Active

[Placeholder. Solicitor to confirm HMRC registration or relevant supervisory body, registration reference, and supervised activities.]

Digital Asset Registration

In progress

[Placeholder. Solicitor to confirm FCA cryptoasset business registration status under the Money Laundering Regulations.]

EU / EEA Authorisation

Planned

[Placeholder. Solicitor to confirm planned MiCA or PSD2 licensing strategy for EU market entry. Indicative timeline to be confirmed.]

PCI DSS

Compliant

[Placeholder. Confirm PCI DSS level, SAQ type, and QSA if applicable. Annual attestation cycle to be noted.]

ISO 27001

Planned

[Placeholder. Confirm certification timeline and certifying body. Note any scope limitations.]

Compliance Framework

The pillars underpinning our regulatory and risk management approach.

01

KYC / CDD

Risk-based customer due diligence applied at onboarding and on an ongoing basis, including enhanced measures for higher-risk customers and transactions.

02

AML / CTF

Anti-money laundering and counter-terrorist financing controls, including transaction monitoring, sanctions screening, and suspicious activity reporting (SAR) procedures.

03

Sanctions Screening

Real-time and batch screening against applicable sanctions lists including OFAC, HM Treasury, UN Security Council, and EU consolidated list.

04

Data Protection

UK GDPR-aligned data protection programme with documented lawful bases, retention schedules, DSAR procedures, and a designated data protection contact.

05

Fraud Prevention

Multi-layer fraud detection incorporating velocity checks, device fingerprinting, behavioural analytics, and manual review escalation pathways.

06

Governance

Board-level oversight of compliance risk, a designated Money Laundering Reporting Officer (MLRO), and regular independent compliance reviews.

Compliance Enquiries

For regulatory enquiries, compliance packs, or to report a concern.

Regulatory & Legal

For licensing, regulatory questions, or legal correspondence.

legal@coinfidence.com

Data Protection

For data subject access requests or GDPR-related queries.

privacy@coinfidence.com

Whistleblowing

[Placeholder. Solicitor to draft whistleblowing channel reference and any applicable regulatory disclosure obligations.]