Terms of Service

1. Acceptance of Terms

By accessing or using the Coinfidence platform, services, APIs, or any associated software (collectively, the "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Services.

These Terms constitute a legally binding agreement between you (or the entity you represent) ("User", "you", "your") and [LEGAL ENTITY NAME] ("Coinfidence", "we", "us", "our"), a company incorporated in [JURISDICTION] with registered number [COMPANY NUMBER].

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2. Definitions

For the purposes of these Terms, the following definitions apply:

• "Account" means a registered user account on the Coinfidence platform.
• "Merchant" means a business entity that uses the Services to accept payments from end customers.
• "Transaction" means any payment, transfer, or exchange of value processed through the Services.
• "Digital Assets" means cryptocurrency, tokens, stablecoins, or other blockchain-based instruments supported by the platform.
• "Fiat Currency" means government-issued currency including but not limited to GBP, EUR, and USD.
• "API" means the application programming interface made available by Coinfidence to enable third-party integrations.
• [ADDITIONAL DEFINITIONS TO BE ADDED BY SOLICITOR]

3. Eligibility

To use the Services, you must meet the following eligibility requirements:

• You are at least [AGE] years of age or the age of majority in your jurisdiction, whichever is greater.
• You have the legal capacity and authority to enter into these Terms.
• You are not located in, or a national or resident of, any country subject to applicable sanctions or embargoes.
• You are not subject to any applicable sanctions programs administered by [RELEVANT AUTHORITIES].
• Your use of the Services does not violate any applicable law or regulation.

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4. Account Registration

To access certain features of the Services, you must register for an Account. When registering, you agree to:

• Provide accurate, current, and complete information during registration.
• Maintain and promptly update your Account information.
• Maintain the security and confidentiality of your login credentials.
• Notify us immediately of any unauthorised access to your Account.
• Accept responsibility for all activities that occur under your Account.

4.1 KYC and Verification

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4.2 Business Accounts

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5. Services

Coinfidence provides a payment infrastructure platform enabling Merchants to accept card and digital asset payments in a unified checkout experience. The specific features, functionality, and availability of Services are described in the applicable documentation and may vary by jurisdiction, account type, or subscription plan.

5.1 Service Modifications

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5.2 Third-Party Services

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6. Fees and Payment

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6.1 Transaction Fees

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6.2 Taxes

[Lorem ipsum placeholder. You are responsible for all taxes, duties, or government charges applicable to your use of the Services, except as otherwise agreed in writing.]

7. Prohibited Conduct

You agree not to use the Services to:

• Violate any applicable law, regulation, or third-party rights.
• Process transactions related to illegal goods, services, or activities.
• Engage in money laundering, terrorist financing, or other financial crimes.
• Circumvent or attempt to circumvent fraud prevention or AML controls.
• Transmit any content that is harmful, abusive, defamatory, or otherwise objectionable.
• Reverse-engineer, decompile, or attempt to extract source code from the platform.
• Use automated means to access the Services without our express written permission.
• [ADDITIONAL PROHIBITIONS TO BE ADDED BY SOLICITOR]

8. Intellectual Property

All intellectual property rights in the Services, including but not limited to trademarks, patents, copyright, trade secrets, and proprietary algorithms, are and remain the exclusive property of Coinfidence or its licensors. Nothing in these Terms grants you any rights in or to the intellectual property of Coinfidence except as expressly set out herein.

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9. Privacy and Data

Your use of the Services is governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you consent to the collection, use, and disclosure of your information as described in the Privacy Policy.

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10. Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, COINFIDENCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

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11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL COINFIDENCE BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, REVENUE, DATA, BUSINESS, OR GOODWILL.

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12. Indemnification

[Lorem ipsum placeholder. You agree to indemnify, defend, and hold harmless Coinfidence and its officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the Services or breach of these Terms. Solicitor to draft full indemnification provisions and any applicable caps or exclusions.]

13. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [JURISDICTION], without regard to conflict of law principles.

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14. Changes to These Terms

We reserve the right to modify these Terms at any time. We will provide notice of material changes by [NOTICE METHOD - e.g., email, in-platform notification] at least [NOTICE PERIOD] days before the changes take effect. Your continued use of the Services after the effective date of the revised Terms constitutes your acceptance of the changes.

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15. Contact

If you have any questions about these Terms, please contact us:

• Email: legal@coinfidence.com
• Post: [REGISTERED ADDRESS]
• Online: Contact form